Brad Garlinghouse Warns U.S. Senate Next Two Weeks Decide CLARITY Act Path

Ripple CEO Brad Garlinghouse said the U.S. Senate’s next two weeks could determine whether the CLARITY Act has a realistic path to becoming law before the political calendar becomes harder to manage.

“El CEO de Ripple, Brad Garlinghouse, afirma que la claridad es mejor que el caos mientras el Senado alcanza un momento clave La Ley de Estructura del Mercado Cripto, Clarity Act, necesita avanzar a su siguiente etapa, una audiencia en el Senado, este mes para tener una oportunidad razonable, afirmó Garlinghouse”

CoinDesk

Speaking at Consensus Miami, Garlinghouse warned that the Senate Banking Committee needs to move forward with a markup soon, and he said the chances of passing a market structure bill could fall sharply if the committee does not act in the coming weeks.

CoinDesk

CoinDesk reported that Garlinghouse said the CLARITY Act “needs to advance to its next stage, a Senate hearing, this month,” and that its survival depends on “the next two weeks.”

Cryptonews.net similarly framed the moment as time-sensitive, saying “the next two weeks could determine whether broad U.S. crypto legislation has a realistic path to becoming law.”

DiarioBitcoin echoed the same urgency, saying Garlinghouse warned that “the next two weeks will be decisive for the Clarity Act in the Senate.”

The legislative pathway described across the sources also emphasized that the Senate process has moved more slowly than the House, with a bill needing to advance through both the Senate Agriculture Committee and the Senate Banking Committee before reaching the full Senate.

A central sticking point in the CLARITY Act negotiations is the treatment of yield on stablecoins, with multiple sources tying the Senate Banking Committee’s ability to schedule action to a stablecoin compromise.

CoinDesk said senators revealed “el lenguaje de compromiso más reciente sobre un punto conflictivo importante — el rendimiento de las stablecoins,” and that the expected compromise would allow the committee to schedule the hearing to “revisar” the bill and advance it.

Cointelegraph

Cryptonews.net described the same issue as “disagreements over stablecoin rewards,” and said a “recent compromise between Sens. Angela Alsobrooks and Thom Tillis on stablecoin rewards could clear one major obstacle.”

Cointelegraph added that addressing stablecoins, as well as tokenized equities and ethics, has been one of the factors holding up the bill in the Senate since it was passed by the U.S. House of Representatives in July 2025.

DiarioBitcoin focused on the nuance of allowing “certain reward programs” while preventing products that “resemble yield-bearing stablecoins accounts with returns akin to traditional bank deposits,” and it said the compromise seeks “un equilibrio” between innovation and prudential limits.

The sources also connected the stablecoin debate to broader concerns from banking groups, with DiarioBitcoin saying a coalition of banking groups said the understanding “falls short.”

The negotiations around the CLARITY Act have drawn direct comments from lawmakers and industry figures, with multiple voices emphasizing both urgency and uncertainty.

“Ripple CEO Brad Garlinghouse has said the next two weeks could determine whether broad U”

Cryptonews.net

Cointelegraph quoted Senator Cynthia Lummis saying, “The Clarity Act is not a future priority; it is the priority,” and she added, “Every corner of the industry is operating under legal uncertainty that Congress has the power to fix. The Senate needs to act.”

CoinDesk included Garlinghouse’s own framing of the trade-offs, quoting him: “Hay compensaciones y concesiones, pero sí creo que la claridad es mejor que el caos.”

It also captured his warning that the bill is not a “acuerdo cerrado,” saying “no es un 'acuerdo cerrado', ya que las próximas dos semanas podrían ser decisivas.”

Cryptonews.net provided another Garlinghouse quote about timing, warning that if the committee does not act “in the coming weeks, the chances of passing a market structure bill could fall sharply.”

On the regulatory side, Cointelegraph reported that SEC Chair Paul Atkins said the agency’s approach to crypto laws provided a “beginning, not an end,” with the commission awaiting passage of the CLARITY Act.

While the sources agree that the CLARITY Act hinges on Senate Banking Committee action and stablecoin yield language, they diverge in how they describe the political mechanics and the immediate obstacles.

CoinDesk emphasizes that the bill’s progress depends on “la programación de una audiencia del Comité Bancario del Senado,” while also stressing that “los cabilderos bancarios todavía están demorando el proceso.”

DiarioBitcoin

Cryptonews.net instead frames the delays as part of a broader Senate timeline, saying the bill must advance through the Senate Agriculture Committee and the Senate Banking Committee, and it highlights that the Banking Committee has faced delays including “disagreements over stablecoin rewards, conflicts of interest, and illicit finance rules.”

DiarioBitcoin focuses on the same stablecoin yield dispute but adds a political-window argument, saying Garlinghouse warned that if the process slips into the campaign season, crypto legislation could become too politically difficult to complete.

Cointelegraph adds a different procedural detail, stating that the CLARITY Act “already advanced by the Senate Agriculture Committee in a January markup” and that it “also requires approval by the Senate Banking Committee before a vote in the full chamber.”

Cryptopolitan introduces a separate layer of controversy by reporting that Charles Hoskinson “publicly attacked Brad Garlinghouse” and accused David Sacks, described as the “czar of cryptocurrencies” named by Trump, of derailing Hoskinson’s initial bipartisan support.

The sources describe the stakes of the CLARITY Act in terms of regulatory durability, stablecoin market growth projections, and the risk of policy reversal.

“Brad Garlinghouse, Ripple's CEO, warned that the next two weeks will be crucial for the future of the Clarity Act in the U”

DiarioBitcoin

CoinDesk said Garlinghouse argued that the importance of the CLarity Act lies in “la permanencia del respaldo a las políticas favorables a las criptomonedas” that are being established in the SEC by Paul Atkins, who “reemplazó a un predecesor opuesto a las criptomonedas, Gary Gensler.”

CoinDesk

Garlinghouse warned that without a law, future leadership could change the SEC’s approach, saying, “Habrá otro Paul Atkins después de Paul, sobre quién no sabemos en qué lado de este argumento caerá,” and he added, “codificado en la ley significa que, en cierta medida, no se puede retroceder.”

Cryptonews.net similarly tied the bill to regulatory certainty, saying it “aims to create federal rules for digital assets and divide oversight between the Securities and Exchange Commission and the Commodity Futures Trading Commission.”

It also reported Ripple’s own posture on corporate strategy, stating Garlinghouse confirmed Ripple has “no immediate plans for an initial public offering,” and it said Ripple’s treasury infrastructure reportedly processed “about $13 trillion in payments over the past year.”

Meanwhile, Cryptopolitan reported that Coinbase CEO Brian Armstrong expressed opposition and that the Senate Banking Committee postponed a planned briefing after that opposition, and it also said Tim Scott delayed the bill’s markup as negotiations continue.