Revolut reports record $2.3 billion pretax profit for 2025

Revolut achieved record financial performance in 2025, reporting a pretax profit of $2.3 billion (£1.7 billion), representing a remarkable 57% increase from the previous year.

“Crypto-friendly fintech Revolut sees profit soar 57% to $2”

@coindesk

This marked the company's fifth consecutive year of net profitability, with operating margins improving to 38% from 35% in 2024.

@coindesk

The British fintech giant also saw substantial revenue growth, with group revenues surging 46% to $6.0 billion (£4.5 billion), driven by strong performance across all revenue streams.

Eleven different product lines each exceeded approximately $135 million (£100 million) in revenue, demonstrating the company's diversified business model and ability to scale profitably across multiple services.

Revolut experienced explosive customer growth in 2025, expanding its retail customer base by 30% to reach 68.3 million users globally, while business customers increased by 33% to 767,000.

The company's total customer balances surged 66% to $67.5 billion (£50.2 billion), reflecting increased customer confidence and adoption of Revolut's financial services.

Cinco Días

Transaction volume reached an impressive $1.7 trillion, underscoring the platform's growing significance in the digital banking landscape.

This customer growth trajectory demonstrates Revolut's success in attracting users who initially use the service for payments and foreign exchange before expanding to other financial products.

The fintech company is strategically shifting its focus toward traditional banking services to compete more directly with mainstream financial institutions.

“By the Editorial Team Published March 24, 2026 at 08:50 (Boursier”

Boursier

Revolut announced plans to offer credit cards, unsecured personal loans, and overdrafts in the UK following regulatory approval to launch its banking entity on March 11, 2026.

The company has already significantly expanded its lending portfolio, which grew 120% to £2.2 billion ($2.8 billion) in 2025, primarily consisting of consumer loans.

However, Revolut described its mortgage business, launched in Lithuania, as still 'nascent,' with the chief financial officer noting that mortgage expansion would likely take 'several years' rather than months.

Revolut continues its ambitious global expansion strategy, operating as a licensed bank in over 30 of its 40 markets, including the United Kingdom and Mexico.

The company recently filed an official request for a national banking license in the United States, seeking to further establish its presence in the world's largest banking market.

CoinDesk

In early 2025, Revolut announced the opening of its Western Europe headquarters in Paris, accompanied by a €1 billion investment plan and plans to file a banking license application in France.

Founded in 2015, Revolut has emerged as one of Europe's most successful fintech companies without physical branches, achieving a valuation of $75 billion in a private secondary share sale in November 2025.

Looking ahead, Revolut plans to invest $13 billion over five years as it aims to reach 100 million customers by 2027.

“Revolut has reported its biggest profit to date”

CoinCentral

The company is strategically shifting its customer acquisition model, moving beyond attracting users who treat Revolut as a secondary bank account toward encouraging more customers to make it their primary financial service.

FranceTransactions

Revolut's outgoing U.S. CEO explained that the company's strategy has been to attract customers who use the platform for payments and currency exchange before offering them perks like subscriptions.

However, the firm now wants to persuade more users to make Revolut their main account, with the annual report noting a 45% year-over-year increase in this customer segment.

The company's geographic expansion focus will shift beyond Europe once the UK banking launch is finalized, according to Chief Financial Officer Victor Stinga.