
Donald Trump Refuses To Sign 21st Century ROAD To Housing Act With CBDC Ban
Key Takeaways
- Trump refuses to sign housing bill with CBDC ban
- Law takes effect at midnight without Trump signature
- Ban duration reported as until 2030 or 2031; sources disagree
CBDC ban set to start
President Donald Trump refused to sign the bipartisan 21st Century ROAD to Housing Act, but the bill is set to become law automatically unless he vetoes it within the constitutional window.
“President Donald Trump announced on Monday that he will not sign the 21st Century Housing Act, a bill that includes a provision to ban the Federal Reserve from issuing a central bank digital currency (CBDC)”
The housing bill includes language barring the Federal Reserve from issuing or creating a CBDC “or any digital asset that is substantially similar” until Dec. 31, 2030, according to the text described in the coverage.

In a Friday social media post, Trump confirmed that he would not sign the housing bill, calling the Republicans who supported it “dumb” and urging the Senate to prioritize the SAVE America Act.
Senator Elizabeth Warren, who co-sponsored the bill, said, “The good news: it’s going to become law anyway.”
Why Trump tied it
Multiple outlets linked Trump’s refusal to sign the housing bill to the Senate’s failure to pass the SAVE America Act, which he has repeatedly urged lawmakers to approve.
Trump wrote on Truth Social, “I will not sign the housing bill,” describing the move as a “protest” over the Senate’s failure to pass the SAVE America Act.

The Decrypt account said a White House spokesperson declined to say whether Trump intends to veto the legislation before the deadline, directing inquiry to Trump’s Truth Social post.
The same coverage said the bill would return to Congress only if Trump issued a formal veto before midnight, and that lawmakers would need a two-thirds majority in both the House and Senate to pass it again.
CLARITY Act in the spotlight
The housing bill’s CBDC restriction is being watched alongside the Digital Asset Market Clarity (CLARITY) Act, which the coverage says has already passed the House and cleared two crucial Senate committees.
“Trump Refuses to Sign Housing Bill Banning CBDC in Protest Over SAVE America Act Highlights - President Trump said that he will not sign the Housing bill as the Senate has failed to pass the Save America Act”
Republican leaders expect CLARITY to head to the full Senate for a floor vote in July once lawmakers return from state work periods on Monday, placing it in a politically sensitive window if Trump’s signing approach stays uncertain.
The coverage also said Trump’s crypto ties have complicated negotiations between Democrats and Republicans over market-structure rules, including disclosures that he earned more than $1.4 billion in income from his crypto ventures in 2025.
Warren’s criticism of Trump’s decision was framed as delaying action on housing affordability, while the same reporting said the dispute over the SAVE America Act and broader crypto legislation continues to shape debate in Washington.
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