Kraken Overhauls Mobile App With AI Financial Intelligence Tools And Tailored Trade Recommendations

Crypto exchange Kraken is overhauling its mobile app by adding AI-powered financial tools that tailor the interface and recommendations around users’ stated financial goals and preferences.

Kraken says its "financial intelligence" continuously monitors markets, identifies investment opportunities and recommends trades, while requiring user approval before any trade is placed.

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Speaking to CNBC, Kraken chief data officer Kamo Asatryan said the technology is designed to give everyday investors the same market awareness as the exchange's most active traders by continuously monitoring markets, identifying opportunities and recommending trades.

Asatryan framed the shift as an opportunity for non-specialists, saying, "[T]here's an opportunity for everyday people to become high-frequency traders and do so using plain English."

Kraken’s own blog describes the redesign as a complete rebuild of its app from the ground up, saying it is "completely rebuilding the app from the ground up to be smarter, more responsive, and shaped around what you want to achieve."

The company says the new experience is not an AI assistant or a copilot bolted onto the old version, adding that "this won’t be an AI assistant or a copilot bolted onto the old version of the app."

Asia Tech Review

Kraken also warns that AI-generated investment recommendations involve risk, stating, "AI-generated investment recommendations involve risk, including the risk of loss of capital."

In the United States, the blog says investment advice on crypto assets is provided by Payward Interactive, Inc. ("PWI") and investment advice on securities is provided by Kraken Adviser LLC, an SEC-registered investment adviser.

Kraken also plans to integrate AI-powered automation into its Pro platform after acquiring Capitalise.ai, with the deal announced on August 20, 2025.

The acquisition is described as enabling natural-language trading automation so users can program complex trades using instructions written in everyday language, without needing to code technical scripts.

Separately, Morningstar says Kraken filed a confidential IPO filing in the fourth quarter and that companies with robust stablecoin activity, such as Kraken, could constitute a potential refuge.

Morningstar quotes Michael Miller, saying the near-term prospects for crypto-focused stocks are "tightly linked to crypto price fluctuations," while also noting that Kraken has the largest stablecoin business thanks to a banking charter and an active stablecoin yield product.