Crypto · 03 June, 2026 · 2 min read
Revolut Plans U.S. Bank With FDIC-Insured Accounts, Stablecoins, and Crypto Services
Revolut plans to launch a U.S. bank in 2026. The U.S. bank will offer FDIC-insured accounts and stablecoin services.
Expected US bank operating start year differs across coverage.
6 of 8 outlets skipped it: bank based in Stamford, Connecticut and has New York office..
11outlets compared
Same story, two versions
tap a side to read it in full
Timing uncertainty affects investor/regulatory expectations.
Revolut’s US bank plan
Revolut plans to launch a U.S. bank next year that would bundle FDIC-insured accounts with stablecoins and cryptocurrency services, according to Reuters comments from Revolut U.S. CEO Cetin Duransoy.
“Duransoy told the news service that customers of the bank, which is expected to launch next year”
Duransoy said the bank’s customers, expected to launch next year, will have access to FDIC-insured accounts, multi-currency deposits, stock trading and cryptocurrency services.
Revolut applied for a U.S. national bank charter in March, a filing that Reuters said would allow the company to offer federally insured banking products nationwide under a single federal regulatory framework.
The plan also comes as the stablecoin market has grown to $319.5 billion from $247 billion last year, according to DefiLlama data cited in the reporting.
Stablecoins move into banking
The Revolut move is framed as part of a broader wave of stablecoin launches by banks, fintech companies and payment providers as digital-dollar products move deeper into payments and banking services.
In December, digital bank SoFi launched SoFiUSD, a dollar-backed token that enables customers to transact on the Ethereum and Solana networks through the company’s mobile app.
Last week, Falcon Finance introduced the stablecoin fUSD through Anchorage Digital’s regulated issuance platform, with the token backed by cash, repurchase agreements and short-term US government securities.
On Tuesday, MoneyGram introduced MGUSD in partnership with Bridge, Stripe’s stablecoin platform, and the Stellar-based token is integrated into the MoneyGram app for holding and transferring dollar-denominated balances.
Regulatory and market stakes
Revolut’s U.S. push is tied to bank-charter approvals and the company’s stated focus on customers with international financial needs, with Reuters reporting that the bank is expected to be headquartered in Stamford, Connecticut, with an additional office in New York.
“The company’s US bank is expected to be headquartered in Stamford, Connecticut, with an additional office in New York”
Reuters also reported that Revolut’s app supports services in more than 30 currencies, and that the company does not plan to open physical branches in the United States, with customers instead getting access to ATM networks.
In the same charter-activity environment, PYMNTS cited that during 2025 the OCC received 14 de novo charter applications, nearly equaling the total from the previous four years combined.P
The stakes for Revolut are reflected in its scale and valuation, with Reuters reporting that it serves 75 million customers globally and has about 1 million U.S. customers, while also reporting revenue of 4.5 billion pounds and net profit of 1.3 billion pounds last year.