Daily Mirror, on UK Politics, 3 November 2026

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The Department for Work and Pensions (DWP) has clarified its position on any further Cost of Living payments as it shared a warning to many people across the UK. DWP issued a serious of Cost of Living payments in 2022, 2023 and 2024 to eligible households. However on its website, DWP explains: "There will be no Cost of Living Payment for 2026 and there are no more payments planned in the future." It goes on to advise that any messages suggesting otherwise are scams, and could lead to people being conned out of their own cash.

Some scams include calls, emails or messages that are pretending to be from a government service or an energy bill support scheme. DWP adds: "If you get a message asking for your personal details (for example, bank details or passwords) this could be a scam. Report anything you think is suspicious." While there are no future Cost of Living payments planned, you may be able to get financial help if you're struggling. For example, you may be able to claim Universal Credit if you're on a low income, are out of work, or cannot work.

If you care for someone who gets certain benefits at least 35 hours a week you may be eligible for Carer’s Allowance. Many other benefits may also be available to you, and you can find out more - and make a claim - here If you’re on benefits or have a low income you may be eligible for the Warm Home Discount Scheme, energy-saving improvement schemes, or home energy support payments to help with your energy bills . You could get £150 off your electricity bill under the Warm Home Discount Scheme if you get the Guarantee Credit element of Pension Credit, or are on a low income.

You may also receive Cold Weather Payments if you live in England, Wales or Northern Ireland and get certain benefits.

Read the original article on mirror.co.uk (opens in a new tab)
What we found (1)

The Mirror reports that the DWP says there will be no Cost of Living Payment in 2026 and warns that messages claiming otherwise are scams. It then lists other help people on low incomes may claim. The body is accurate and quotes the DWP directly, but the headline suggests a 2026 payment and a call to contact the DWP that the body does not support.

  1. Headline goes beyond the article

    Minor

    “DWP Cost of Living payments 2026 alert as some urged to get in touch”

    Why this matters
    The headline pairs "Cost of Living payments 2026" with "alert" and "urged to get in touch", which reads as news of a 2026 payment that some people should contact the DWP to claim.
    The impression it gives
    A reader scanning the headline believes there are Cost of Living payments in 2026 and that some people need to get in touch to receive one.
    The context
    The body says the opposite. The DWP states there will be no payment for 2026 and none planned. The only request to get in touch is to report suspected scam messages, not to claim money.

    How we know

    • Elsewhere in the article“There will be no Cost of Living Payment for 2026 and there are no more payments planned in the future.”
    • Elsewhere in the article“Report anything you think is suspicious.”

    Show it in the article

What it gets right

  • “There will be no Cost of Living Payment for 2026 and there are no more payments planned in the future.”

    The Mirror quotes the DWP's own words on its position, so the reader gets the department's statement directly rather than a paraphrase.

  • “any messages suggesting otherwise are scams, and could lead to people being conned out of their own cash”

    It tells readers plainly that claims of a 2026 payment are scams, which protects them from fraud.

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